Home Health Care Insurance

Our preferred Home Health Care insurance policy gives you the flexibility to utilize the type of care that can be right for you and or a family member in the comfort of your own home.   It is easy to understand, very affordable, simple to qualify for and quickly issued. No exam or lab work is needed and the application is completed over the phone or in person with us.  With the ever-increasing incidence of in-home care as a result of people being discharged from the hospital faster, this policy has become very popular.  

Policies are available for actual ages 55 to 85.  This type of limited home health care policy is designed to provide benefits for care provided in your home, not in a facility.  Based on your state of residence, a schedule of benefits are paid for some or all of the following:

• Skilled Nursing Care
• General Nursing Care
• Physical Therapy
• Speech Pathology
• Occupational Therapy
• Chemotherapy
• Specialist Services
• Respiration Therapy
• Medical Social Services
• Home Health Care Aide * may require a prior hospital stay

Optional benefits can also help cover:

• Prescription Drugs (Included in the base policy in "most" states)
• Annual Physical Exams 
• Eye and Hearing Exams
• Ambulance
• In-hospital Private Duty Nurse

This is a brief description of some of the provisions of policies which are individually underwritten and issued by an insurance carriers we represent.  Only the actual policy provisions will control. Form numbers, benefits, policy provisions and availability may vary by state.  A licensed agent can provide details on benefits, costs, limitations, exclusions and waiting periods.

Simply contact us for a quote or more information using the contact form below.