Cancer Insurance & Heart Attack and Stroke Too

We proudly offer a stand alone Cancer insurance policy as well as a stand alone Heart Attack & Stroke insurance or all three can be combined into one policy.   We work with multiple carriers offering these types of coverage and will help you evaluate based on your needs and budget.

A Cancer policy is an quickly issued plan generally applied for with a brief phone conversation with us and completion of an online application.  Based on the amount of coverage being applied for, no exam or lab work are generally needed. 

A Cancer policy pays a lump sum benefit upon diagnosis of a internal cancer or melanoma as defined in the state specific policy. 

Four very strong features associated with this type of policy are that most carriers   

• Do not use family history is not used against you.
• Do not use your build against you in your underwriting.  
• Premium are not based on your home zip code, just your entire state so even if you live in an area with high occurrences of cancer you get the same rates as everyone else in your state.
• The policy is guaranteed renewable for life.

The Heart Attack and Stroke policy is a quickly issued plan generally applied for with a brief phone conversation with us and completion of an online application.  Based on the amount of coverage being applied for, no exam or lab work are generally needed.  It can be purchased as stand alone coverage or combined with the Cancer coverage.  

This policy pays a lump sum benefit upon diagnosis of a heart attack, angioplasty or bypass surgery or a stroke as defined in the state specific policy.

Three very strong features of this type of policy are 

• With some carriers, family history is not used against you.
• While your height and weight is a consideration in underwriting it tends to be very liberal.
• Premium are not based on your home zip code, just your entire state. 
• The premiums are guaranteed renewable for life.