Common Questions

States We Work In

States require an agent to be properly licensed to serve residents. Bill is licensed in the following states:

TX, AL, AR, AZ, CA, CO, CT, DE, FL, GA, ID, IL, IN, KY, LA, MA, MD, MI, MO, MS, MT, NE, NC, NM, OH, OK, OR, PA, SC, TN, UT, VA, WA, WI and WV

Live in a state not listed? Bill works with agents around the country and will be happy to provide you with contact information for an agent who is licensed in your state who can help you.

Isn't Health Insurance Enough?

Health insurance has changed a lot and being aware of deductibles and

co-pays is important. You don't want to be surprised at claim time.

Should a need for extended health care arise, most policies are extremely limited in what they will pay for and for how long. Knowing ahead of time what your financial "exposure" is, is a good idea.

Can I Get a Quote for My Parents?

Absolutely. We often work with the "children" of our clients. There is a whole generation of "us" who have parents depending on us to help research and guide them with financial decisions or in some case need "us" to help pay for their care. So yes, please reach out to us so we can help you with planning for your parents.

Do We Have to Meet Face to Face?

No, we understand that in today's world there are a lot of demands on time. We can work with you over the phone and provide quotes via email. If you prefer a face to face meeting we will work with our network of agents to have a specialist in your area meet with you.

Can You Just Send Me Info

While it would seem easy to simply blast out generic information or quotes, that is not the right way for us to help you. First, we must be sure that we are properly licensed in your state and that we aware of any special rules or coverage differences that may exist. Secondly, there is no "generic" rate comparison tool to use.

An email from you gets us started and if needed we will request a brief phone call with you. We can then provide you with personalized information or quotes and answer any questions you may have.

Do You Charge a Fee?

No. Our consultation and quotes are provided at no charge to you. We are paid by insurance carriers if you decide to apply for and accept a policy. There is no obligation to apply for a policy.

As independent agents we base our recommendations on your needs, health as well as insurable issues and product availability in your state with the carriers we represent.